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If you're anything like us, you have traveled down the rabbit hole trying to find the mythical container home financing!  Well good news is here!  We have searched far and wide to find the best solution currently out there. 


The partner link below, will take you to Enhancify, the "kayak" of financing.  Fill out this 3rd party secure link and they will instantly shop all major lenders out there to get you a one click application to show you the best rates available based on your financial needs!  Allowing the banks to compete for your business, instead of searching one at a time hoping on an approval.  We help bring the banks to you! Click the link below to apply but keep in mind, shoot for a lower amount and they will approve you for whatever limit they can!  Any applications over 75K almost always get declined. 

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Why is Container Home Financing So Complicated?

Container home financing can be tricky because they are not traditional homes. Many lenders are unsure about them since they don't fit into the usual types of housing they finance. This makes it harder for buyers to get the money they need.


Typical Avenues to Get a Loan for Your Container Home

Construction Loan

A construction loan is a short-term loan used to cover the cost of building or renovating a container home. These loans are typically converted into a traditional mortgage upon completion of the home. This option is perfect for those starting from scratch or making significant updates to their container homes, facilitating container home financing during the initial construction phase.

Traditional Mortgage

Securing a traditional mortgage for a container home is possible but can be more challenging than for a conventional home. The key is ensuring the home meets all local building codes and requirements, making it easier for lenders to approve the mortgage.

Personal Loans

Personal loans can be a flexible financing option for container homes, especially for those facing difficulties securing more traditional forms of financing. These loans are based on creditworthiness rather than the property itself, which can be advantageous for unique housing projects.

FHA Loans

The Federal Housing Administration (FHA) offers loans that can be used for the purchase of non-traditional homes, including container homes, provided they meet certain requirements. FHA loans are particularly appealing due to their lower down payment and credit score requirements.

How can I navigate the complexities of container home financing?

Navigating container home financing requires research and sometimes creative thinking. Engaging with lenders who have experience in financing unconventional homes can be beneficial. Additionally, preparing a detailed build plan and budget can help lenders understand the project, making them more likely to offer financing. Consulting with a financial advisor who has experience in container home financing can also provide tailored advice and strategies to secure the necessary funds.

Ready to start your container home project?

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